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      Please try again later, or contact us to discuss your available offers.

      • Call us at 1-800-769-2531 (1-800-ROYAL-31)
      • Email Us

      Limited Time Offer ribbon

      Introducing RBC InvestEase - The Fast and Easy Way to Invest

      Limited Time Offer ribbon

      Pay no management fees for 12 months.

      Offer expires June 30, 2021

      Open An Account

      Pay No Management Fees For Your First Year2

      • Afterwards, enjoy a low 0.5% management fee for the same great service from RBC InvestEase.

      Offer expires June 30, 2021

      Open An Account

      A Smart, Automated Way to Invest

      Reach your goals with RBC InvestEase, a simplified way to invest online. Our Portfolio Advisors do all the hard work for you—matching you to the right investments and managing your money to help keep you on track. All you need to do is open an account, so get started today—right from your couch!

      Open an Account

      How to Get This Offer:

      Step 1

      Open an RBC InvestEase1 account by July 15, 2019,

      Step 2

      Keep a minimum balance of $1,000 until October 31, 2019

      That’s it! We’ll put $502 in your account by November 30, 2019 and waive your management fees for your first 12 months1.

      Open An Account

      How Does It Work?

      Step 1

      Tell Us About Yourself

      Ensure that your correct promo code has been applied. Then answer a few questions to get a personalized investment plan and portfolio recommendation, commitment-free.

      Step 2

      We Do the Work

      Open and fund your account, and get started with as little as $100^. We’ll manage and rebalance your investments to help you stay on track.

      Step 3

      Track Your Progress

      View your investments, contribute funds and easily follow your progress online.

      What is RBC InvestEase?

      Don't have YouTube access? Watch the non-YouTube version

      Find out more about how RBC InvestEase can help you manage your investments.

      Save on 2020 Taxes While Growing Your Retirement Savings

      Contributing regularly to a Registered Retirement Savings Plan (RRSP) may be able to help reduce your taxable income, which could result in money back for you to put towards your savings.

      See How Contributing Can Help Give You a Tax Break6

      Responsive Table Example #1
      $50,000 total taxable income
      With a $4000 RRSP Contribution
      = $46,000 reduced total taxable income

      But hurry, you only have until March 1, 2021 to take advantage of this tax deduction on your 2020 tax return if available to you7. So open an RRSP account and contribute today!

      Get Guidance if You Need It

      Our experienced and accredited Portfolio Advisors are here to guide you, whether you have questions or you just want to discuss your investment plan.

      1-800-769-2531 (1-800-ROYAL-31)

      1-800-769-2531(1-800-ROYAL-31)

      Email

      Get Guidance if You Need It

      Our experienced and accredited Portfolio Advisors are here to guide you, whether you have questions or you just want to discuss your investment plan.

      1-800-769-2531 (1-800-ROYAL-31)

      1-800-769-2531(1-800-ROYAL-31)

      Email

      FAQs

      How do you determine the right portfolio for me?

      We recommend a portfolio based on your responses to the online questionnaire about your investment goals, time period and risk tolerance.

      What types of investments are available?

      RBC InvestEase portfolios include cash and low-cost exchange-traded funds (ETFs) to provide a well-diversified asset mix with fixed income and equities.

      What is an ETF?

      An exchange-traded fund (ETF) is similar to a mutual fund, except an ETF trades like a stock on an exchange. Similar to a mutual fund, an investor buys units in an ETF to own a proportional interest of a pool of assets such as stocks or bonds. With ETFs, investors have an opportunity to access a broad range of assets at low costs.

      What types of accounts can I open?

      You can open a non-registered investment account, a Registered Retirement Savings Plan (RRSP), a First Home Savings Account (FHSA) and a Tax-Free Savings Account (TFSA). Even though you may already have other non-registered or registered accounts with RBC, you’ll need to open a new account.

      How can I fund my account?

      RBC InvestEase can accept money from any Canadian chequing, savings and investment account.

      How does automatic rebalancing work?

      Your investment portfolio may become unbalanced with too much of one asset and too little of another over time. When this happens, RBC InvestEase keeps you on track by buying or selling the required ETF units to bring you back to your original asset mix.

      View All FAQs

      Open Your First Account By June 16, 2019 and Pay No Management Fee for Your First 12 months1

      Afterwards, enjoy the same great service and pay only 0.5% management fee per year on your investment balance. A promo code will be applied automatically.

      Open an Account
      Important icon  Promo code [promoCode]3

      The Benefits of RBC InvestEase

      • Your choice of account—Hold your investment portfolio in a TFSA, RRSP or non-registered investment account.
      • Expert advice—If you have questions, connect with our Portfolio Advisors by phone or email for personalized advice.
      • Start small, or big, it’s up to you—Start investing with any amount you’re comfortable with. We’ll invest it for you once your balance reaches $100 or more4
      • Low management fees—After your first year, you’ll pay a low 0.5% management fee per year on your investment balance.
      • Responsible investing—In addition to our Standard Portfolios, we offer Responsible Investing Portfolios, which only includes companies aligned with responsible investment values.
      • The reliability of RBC—Enjoy peace of mind knowing your investment is backed by an organization that Canadians have trusted for over 150 years.

      Take advantage of your RBC InvestEase offer

      Pay no management fees for your first year when you open your first RBC InvestEase account.2

      Offer expires June 30, 2021.

      Open An Account

       
      RBC InvestEase Inc. is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs. Each model portfolio holds up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.
       
      Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
       
      The services provided by RBC InvestEase are only available in Canada.
      ^
      Your money will not be invested until your account balance reaches $100 or more. Small balances (less than $1,500) may be allocated to a Small Balance portfolio that invests in a limited selection of RBC iShares ETFs and/or cash. Our Small Balance portfolios follow similar risk profiles to our Standard Portfolios while investing in fewer RBC iShares ETFs.
      1)
      To take advantage of this offer you must not have held an RBC InvestEase account prior to [OFFER_START_DATE]. This offer applies to your first RBC InvestEase account only. Accounts opened from [OFFER_START_DATE] to [OFFER_END_DATE] using promo code [campaignMnemonic] will not be charged the regular 0.5% management fee by RBC InvestEase for [OFFER_PERIOD] months from the date of account opening. RBC InvestEase will notify clients60 days in advance of any changes to the fees associated with their account as set out in the investment management agreement. A weighted average management expense ratio will still apply to the ETFs held in our portfolios. For further information please referto Pricing on https://www.rbcinvestease.com/. This offer cannot be combined with any other offers. RBC InvestEase Inc. reserves the right to amend or withdraw this offer at any time without notice.
      2)
      To receive the offer, you must use promo code [code] when opening an account.
      3)
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      RBC InvestEase Inc, ©

      Legal | Accessibility | Privacy & Security | Advertising & Cookies | Make a Complaint

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      FAQS

      General

      Your first account with RBC InvestEase is eligible for the Cash Back Offer, whether that’s an RRSP, TFSA or non-registered investment account. You must be a new RBC InvestEase client who has never held an account at RBC InvestEase prior to the Promotional Period. You must also use promo code XA676 to be eligible for the offer. Please refer to the Terms and Conditions.

      We are qualifying clients at the end of the qualifying period on December 15, 2020. We will be depositing cash back 6 to 8 weeks later. Clients who were not part of the first 500 clients will still enjoy the 2 years of no management fee.

      Even though you may not qualify for the Cash Back Offer, you can still enjoy the 2-year fee waiver. We want to welcome you with our best no management fee offer yet.

      Only the first account you open with RBC InvestEase will be eligible for the Cash Back Offer. Even if accounts you open later have higher deposits than the first account, only the first eligible account will receive the cash back.

      There are no tax implications for transferring your RRSP or TFSA to a similar registered account at RBC InvestEase

      RBC InvestEase will reimburse transfer fees plus applicable taxes to clients who provide proof of transfer fee payment to RBC InvestEase within six months of the transfer. Please contact an RBC InvestEase representative to learn more at 1 800 769-2531.

      About cash back

      The 2% cash back is calculated on deposits transferred in from non-RBC financial institutions that are held in your first RBC InvestEase account for the entire qualifying period, from September 15, 2020 to December 15, 2020. To be eligible for the cash back, these deposits must add up to at least $1,000. Only deposits to your first RBC InvestEase account will be eligible.

      Any changes in the market value of your investments will not affect the amount of cash back you receive.

      Please refer to the examples in the Terms and Conditions

      Only deposits from non-RBC financial institutions will receive cash back as stated in the Terms and Conditions.

      The cash back is deposited into your first RBC InvestEase account. Please allow up to 6 to 8 weeks after December 15, 2020 for any cash back to be deposited into your account.

      About transfer

      Transferring your investments to RBC InvestEase is quick and easy once your account is open. For detailed instructions, see “How Do I Fund My RBC InvestEase Account?”, or follow the simple steps below. Remember, in order to receive cash back, your funds must originate from a non-RBC financial institution.

      • From the Move Money page, click Select for “An Investment Account”.
      • Fill out the correct information for your financial institution, account type, and account number.
      • Under Transfer to, select the RBC InvestEase account.
      • Under Transfer instructions, choose how you want your account to be transferred by selecting full transfer, in cash or partial transfer, in cash.

      Transfers from an investment account at another financial institution typically take 3-4 weeks depending on how quickly the other financial institution releases the funds. To ensure you fund your account by September 15, 2020, you should request your transfer as early as possible. Once your account is open, go to the “Move Money” page to transfer yourmoney. RBC InvestEase will initiate the transfer on your behalf.

      Transfers of money from bank accounts with other financial institutions using bill payment take 2 to 5 days.

      Unfortunately, we cannot transfer your investments “in-kind” because RBC InvestEase is a managed investment service that will invest your money in a portfolio tailored to your needs.

      By submitting your transfer form through the Move Money page, you are instructing the other financial institution to sell investments in your account and to transfer the proceeds to your RBC InvestEase account.

      An account transfer request may be rejected or delayed by the delivering institution for a number of reasons, including:

      • Insufficient funds available to cover fees at the non-RBC financial institution
      • Incomplete transfer form
      • Incorrect account number on transfer form
      • Name and/or SIN on your account at the non-RBC financial institution does not match the name and/or SIN on your RBC InvestEase account
      • The account type you are transferring from does not match the account type you are transferring to. For example, you attempt to do a transfer from a TFSA to an RRSP, or a Spousal RRSP to an RRSP. Note that transfers from a non-registered account to a TFSA or RRSP account can be done, but may incur tax consequences.