RBC InvestEase Portfolio Advisors

How Our Advisors Can Help You

When you invest, it’s good to know you have a team of professionals there to answer questions and help keep your investments on track. You can reach out to our Portfolio Advisors by phone or email anytime you want.

They help make investing quick and easy by:

Managing and making decisions for your investment portfolio

Monitoring and rebalancing your portfolio as needed to keep it in line with your goals and risk tolerance

Providing advice, answering questions about your portfolio, and offering general market insights

“I believe all Canadians should have access to investment advice, regardless of age or income level. Our team of licensed Portfolio Advisors has the duty and privilege of being that source of advice. With decades of experience and the ability to tap into the deep expertise of economists, strategists and research analysts across RBC, our advisors are well-equipped to help Canadians build wealth and reach their financial goals.”

Michael Williams, CFA

Director, Portfolio Advice

Experience and Credentials

With over 35 years of combined domestic and global experience in wealth and asset management, our Portfolio Advisors are skilled at helping investors like you achieve their financial goals. They are:

Registered as advising representatives under the Canadian Securities Administrators (CSA)
Licensed to provide advice on investment products
Licensed to make discretionary investment decisions on client portfolios
Designated as Chartered Investment Managers (CIM) or CFA Charterholders

Value for Your Money

At RBC InvestEase, you receive tremendous value for a low management fee of just 0.5% per year on your balance^Disclaimer1, plus standard fund manager fees. This covers the services that our Portfolio Advisors provide, including buying and managing your investments and providing one-on-one advice.

Elsewhere, you could expect to pay 1-2% for an advisor.^Disclaimer2

See Our Pricing

FAQs

What kind of advice can I get from an advisor about my RBC InvestEase account?

Our Portfolio Advisors can answer any questions you have about your RBC InvestEase investment portfolio, as well as general financial questions. Here are some examples of things you could ask a Portfolio Advisor:

How can I better balance all my financial goals and priorities?
My situation has changed—how can I update my investment plan?
What account type will maximize my tax savings and investment growth?
How is my portfolio risk impacting when I’ll reach my goals?

How does RBC InvestEase manage my account(s) for me?

Our Portfolio Advisors make decisions for and manage the investment portfolio you hold in your TFSA, RRSP, FHSA or non-registered account(s). For example, we keep an eye on your investments and rebalance your portfolio as needed to help you stay on track toward your goals.

You are responsible for things like making deposits to your account(s) (which we invest for you), updating pre-authorized contributions if you have them and keeping track of your available contribution room (if applicable).

How does automatic rebalancing work at RBC InvestEase?

Your investment portfolio uses an asset allocation mix – a combination of stocks, bonds and cash determined by your risk profile – to help you reach your investment goals. As time passes, your portfolio may drift from the original mix (or target allocation) due to the relative performance of each asset class or because of deposits and/or withdrawals.

As a result, your portfolio may become unbalanced with too much of one asset class or too little of another. When this happens, RBC InvestEase buys or sells the required (ETF) units to bring you back to your original target allocation. Rebalancing ensures that your portfolio stays in line with your objectives.

Legal Disclaimer¹

The annual investment management fee is 0.50% + applicable sales taxes (billed monthly, based on average Assets Under Management).

Legal Disclaimer²

Morningstar Inc. 2022 fees and expenses report found the asset-weighted median for commission-based advisory fees in Canada as between 1% and 2.25%. Advisory fees can vary based on independent factors such as asset class, account type or the individual investor or advisory firm.