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RBC InvestEase Portfolio Advantages

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Achieving your financial goals can be easy, but it doesn’t happen by accident.

The 4 Pillars That Support Your Success

Explore the investing principles and strategies we follow to help you reach your goals.

Pillar 1

A well-diversified portfolio may give you a smoother ride

Performance can vary greatly for different types of investments over time. When one investment goes up in value, another may decline in value or stay the same. With diversification—which is simply a strategy for spreading your money across a mix of asset types, industries and markets—a decline in one investment can be offset by growth in others.

Our investment portfolios are built using exchange-traded funds (ETFs) from RBC iShares, which offers the most comprehensive and diverse lineup of ETFs in CanadaLegal Disclaimer 1.

RBC InvestEase portfolios are composed of ETFs that track several broad market indexes for both stocks and bonds, covering markets in Canada, the U.S. and other countries—including emerging markets.

By exposing your portfolio to different investment types and sectors, it’s easier to balance losses with gains.

Pillar 2

The right asset mix to meet your needs

Whether you’re investing for the long haul or will need to access your money in the next few years, the types of asset classes in your portfolio (known as your asset mix) can have a big impact on your performance.

We offer five ETF portfolios with distinct risk and reward characteristics to help you reach your goals:

  • Very Conservative Portfolio
  • Conservative Portfolio
  • Balanced Portfolio
  • Growth Portfolio
  • Aggressive Growth Portfolio

Each is available in two versions—Standard and Responsible Investing.

At RBC InvestEase, no investing experience is needed to benefit from a professionally-built portfolio. We guide you through a series of simple questions and use your answers to recommend a portfolio with a mix of ETFs and cash to meet your needs.
Target Asset Mix for Our Balanced Portfolio

Pillar 3

Automatic adjustments to help keep you on track

When markets shift, your portfolio could as well, causing your asset mix to fall out of line with your original target and changing the level of risk you face as an investor. To help keep your portfolio in line with your goals and the amount of risk you’re comfortable with, we keep a close eye on your investments and adjust when it’s appropriate.

If your portfolio veers off its target asset mix, our systems will alert us. We use powerful technology to help manage your portfolio so that we can react quickly and also keep our management fees as low as possible.
If your portfolio needs to be rebalanced, our team will review and reassess its holdings and buy or sell the appropriate ETFs to bring your portfolio back into balance—there’s nothing you need to do!

Pillar 4

One-on-one advice if you need it

Have a question about your portfolio? Want to better understand what’s happening in the financial markets? At RBC InvestEase, you can talk to a real person when you need help—simply shoot us an email or call and talk to an RBC InvestEase Portfolio Advisor. As a client, you also get:

Chat with our Portfolio Advisor team any time you want advice. Plus, each year, you’ll have the opportunity to talk with us to make sure your portfolio still meets your needs.

Available on the RBC Mobile appLegal Disclaimer2, NOMI Insights for RBC InvestEase lets you know when you have spare cash you might want to invest.

Take action on these insights with just a few clicks and instantly get more of your money working for you.

Michael Williams, CFA, Director, Portfolio Advice

RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

The services provided by RBC InvestEase are only available in Canada.