Your hard-earned money is invested in a portfolio of low-cost ETFs and cash.What's an ETF?
To meet your goals, your investment portfolio will hold a diverse mix of asset classes.What's an asset class?
Based on your needs, you can hold your investment portfolio in a TFSA, RRSP or non-registered account.What's an investment portfolio?
The ETFs (and cash) we recommend for your portfolio will depend on your answers to our short online questionnaire.
For example, if you’re investing for retirement and have 30 years to save, we’ll recommend a different portfolio than if you’re investing for a new car and need the money in 5 years.
ETFs are flexible investments that offer a range of benefits, including:
At RBC InvestEase, your investment portfolio will include the ideal mix of fixed income and equity ETFs and cash to meet your financial goals and tolerance for risk.
Learn more about the ETFs we use in our portfolios:
You can hold your investment portfolio in one or more of the following account types. (We'll be rolling out additional account types soon.)
Save for emergencies, a home, retirement and more without paying tax on the money you earn.
Designed for retirement savings, an RRSP offers tax benefits now and in the future.
Save for any goal in a flexible account that gives you easy access to your money.
An exchange-traded fund (ETF) is similar to a mutual fund, except an ETF trades like a stock on an exchange. Like a mutual fund, you can buy “units” in an ETF to own a proportional interest of a pool of assets (such as stocks or bonds).
Indexed ETFs commonly track a specific:
An asset class is a grouping of investments that share similar features. Stocks (equities) and fixed income investments, such as bonds, are two of the main types of asset classes. Cash and cash equivalents is the third most common type of asset class.
An investment portfolio is a mix of investments, combined in such a way as to meet a specific financial goal and to match a person’s tolerance for investment risk and time horizon.
For example, depending on your reasons for investing and how long you have to invest, your portfolio could be focused on aggressive growth, moderate growth, protecting and preserving your money, or a balance of growth and preservation.
We plan to offer other accounts in the future, such as a Locked-In Retirement Account (LIRA), Restricted Locked-in Registered Retirement Savings Plan (RLSP), Registered Retirement Income Fund (RRIF), Registered Education Savings Plan (RESP) and joint accounts.