InvestEase
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We Pick, Buy and Manage Your Investments for You
Unlike do-it-yourself (DIY) investing, where you research, buy and manage your own investments, we do it for you—all for a low fee.
You Do a Little…
1
Answer some simple questions so we can get to know you.
2
Select, open and fund your account.
3
Make deposits anytime you want—or set them on autopilot.
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Get back to enjoying your life—we're here if you need us.
We Do a Lot…
1
Match you to one of our five investment portfoliosLegal Disclaimer 1.
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Invest your money in low-cost ETFs according to your portfolio.
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Manage your money so you keep progressing toward your goal.
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Offer support if you have questions or want personalized investment advice.
Here's a Closer Look at How It All Works
1
Answer a Few Questions to Get Your Portfolio Recommendation
You’ll need to share some info so that we can match you to the right portfolio (opens modal window) of exchange-traded funds (ETFs) (opens modal window). We’ll ask you about:
- Your investing timeframe
- How much you want to invest
- Your feelings about risk
Your portfolio will be designed to align with your plans and preferences. You can even choose a Responsible Investing Portfolio to invest with greater purpose.
- Explore our ETF Portfolios and see their performance.
An investment portfolio is a container that holds all your investments...like stocks, ETFs, mutual funds and cash.
At RBC InvestEase, our portfolios are made up of ETFs and cash.
Explore our ETF Portfolios.ETFs are designed to hold stocks and bonds in a single container. That container is a fund you can buy.
While they're similar to mutual funds, ETFs don't have investment minimums. Also, an ETF can offer more trading flexibility since it trades on an exchange (like a stock) throughout the day, with prices fluctuating continuously.
2
Select, Open and Fund Your Account So We Can Invest for You
While we recommend the right portfolio for you, you get to select the account (opens in new window) to hold it in. Choose from a:
- Tax-Free Savings Account (TFSA)
- First Home Savings Account (FHSA)
- Registered Retirement Savings Plan (RRSP)
- Non-registered account
Next, finish opening your account and make your first deposit. You can start with any amount (opens modal window) you’re comfortable with. We’ll invest your money when your balance reaches $100 or moreLegal Disclaimer 2.
Tip: Not sure what’s right for you—or need a different account? Call us at 1-800-769-2531 and one of our Portfolio Advisors can help guide you.
For balances of $100 to $1,499, we invest in a “Small Balance portfolio,” which is similar to a full portfolio, but with fewer exchange-traded funds (ETFs).
When your balance rises above $1,500, we transition you to a full portfolio. The best part? There's no additional cost or action you need to take.
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Make Deposits at Any Time, While We Keep You on Track
To check your progress, open a new account, or transfer money, simply log in to your dashboard.
If you’re an RBC client, you can access your account from RBC Online BankingLegal Disclaimer 3 and the RBC Mobile appLegal Disclaimer 4. You can see all of your accounts in one spot and transfer funds in real-time during business hours.
Our Portfolio Advisors will keep an eye on your investments and rebalance (opens modal window) your portfolio to help you stay on track toward your goal.
In the world of investing, balance is having the right mix of investments (or assets) in your portfolio to help reach your goals.
Over time, deposits, withdrawals and performance can cause your portfolio to drift from its original mix. To help keep your portfolio on track, we will buy or sell the appropriate exchange-traded funds (ETFs) to rebalance your portfolio.
Get Back to Enjoying Your Life—We're Here if You Need Us
Other than adding money to your account so that we can continue to invest for you, there’s nothing else you need to do!
Best of all, if you have questions, our Portfolio Advisors are here to help. Just give us a call at 1-800-769-2531 or email us.
Ready to Start Investing?
Get a professionally-built investment portfolio without the work.
Legal Disclaimer
RBC InvestEase is a restricted portfolio manager providing access to model portfolios. Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
The services provided by RBC InvestEase are only available in Canada.
The services provided by RBC InvestEase are only available in Canada.
Legal Disclaimer1
All portfolios have been developed by RBC InvestEase Inc. ("RBC InvestEase"). The portfolios include RBC iShares ETFs, with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares ETF brand, and to offer a unified distribution support and service model for RBC iShares ETFs. As such, the RBC iShares ETFs are related or connected issuers of RBC InvestEase.
Legal Disclaimer2
Your money will not be invested until your account balance reaches $100 or more. Small balances (less than $1,500) may be allocated to a Small Balance portfolio that invests in a limited selection of RBC iShares ETFs and/or cash. Our Small Balance portfolios follow similar risk profiles to our Standard Portfolios while investing in fewer RBC iShares ETFs.
Legal Disclaimer3
RBC Online Banking is operated by Royal Bank of Canada
Legal Disclaimer4
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.