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Choose and fund your account—we’ll do the hard stuff.

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Save for a Home, Retirement or Just Because

Fund your accountLegal Disclaimer1 and we’ll take care of buying and managing your investments for you.

Tax-Free & Flexible

Tax-Free Savings Account (TFSA)

Save for absolutely anything in a TFSA and pay no taxes on earnings or withdrawals.Legal Disclaimer2

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First Home Savings Account (FHSA)

Save for your first home in an FHSA and pay no taxes on earnings or withdrawals.Legal Disclaimer2,Legal Disclaimer4

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For Retirement

Registered Retirement Savings Plan (RRSP)

Save for retirement in an RRSP to potentially enjoy tax benefits this year and in the future.

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Most Flexible

Non-Registered Account

Save for any goal with a non-registered account that gives you flexible access to your money.

  • Invest as much as you’d like
  • Withdraw your money to use for any reason
Explore the Non-Registered Account

Not sure what’s right for you? Looking for a different account?

Give us a call at 1-800-769-2531 and a Portfolio Advisor will be happy to help you. You can also explore available account types at RBC Royal Bank and RBC Direct Investing.

Benefits of an RBC InvestEase Account

  • A professionally-built portfolio
  • A team to manage your investments
  • Advice when you need it


RBC InvestEase is a low cost, digital investment service that leaves investing to the pros.

Based on your answers to some simple online questions, we will provide an ETF portfolio that is tailored to meet your investor profile. We factor in items such as your risk tolerance, investment time horizon, and desire for responsible investing solutions.

Once you open and fund your account, our (human) Portfolio Advisors will build and manage your portfolio for you!

To make investing easy, InvestEase provides discretionary investment management, which simply means that we will make investment decisions on your behalf and ensure these decisions are made in alignment with the goals and information you provide us.

Our Portfolio Advisors are available to answer questions and provide you with personalized advice. They will monitor and rebalance your portfolio to keep you on track towards your goals - all for a low fee!

Applying for an InvestEase account takes minutes, and it is typically opened within 1 to 3 business days. Once opened, you can manage your account online and over the phone.

Yes, no problem! You can open an account with RBC InvestEase even if you don’t currently bank with RBC. Anyone can easily move money to an InvestEase account by depositing or transferring funds from another financial institution.

You can open an account with us at any time online, provided that you are located in Canada and meet the eligibility criteria. Here’s how:

  • On our welcome page select Get Started.
  • Answer some questions about yourself so we can understand your needs and recommend an investment plan.
  • Select the account you want to open (TFSA, RRSP, FHSA, non-registered) and sign the account documents electronically to submit your application.
  • A Portfolio Advisor will review your application and may call you to confirm that your investment plan and portfolio suit your needs. Once your account is open, log in to your dashboard (from the homepage, or from online or mobile banking) to manage your account, make deposits, withdrawals, update your information and access statements and tax documents. If you’re funding your account by making a transfer from another investment account, this is also where you will be able to provide us with those instructions.

You can call us at 1–800–769–2531 if you have more questions about opening an account.

You are eligible to open an RBC InvestEase account if:

  • You’re a permanent resident in Canada (your Social Insurance Number must start with a number from 1 to 7)
  • You’ve reached the age of majority in your province/territory
  • You’re opening this account for yourself (and not acting as a Power of Attorney, Public Trust or on behalf of a third party)
  • You’re the only person with financial interest in and exerting control over the assets in this account

Also, keep in mind that the specific account(s) you choose — Tax-Free Savings Account (TFSA), First Home Savings Account (FHSA), Registered Retirement Savings Plan (RRSP) or non-registered account—may have additional eligibility requirements.

As InvestEase portfolios are subject to market fluctuations, InvestEase is intended for clients who have a minimum investing timeline of at least two years. We don’t recommend opening an account through RBC InvestEase if you think you’ll need the majority of your savings within the next 2 years. RBC offers several short-term investment options, such as Term Deposits and GICs, which offer protection against market risk. Visit to learn more.

Yes! You can have multiple accounts at RBC InvestEase to save for each of your goals. For example, you could save for your retirement in a Registered Retirement Savings Plan (RRSP), your first home in a First Home Savings Account (FHSA), and anything you want in a Tax-Free Savings Account (TFSA) and/or non-registered account.

Our Portfolio Advisors can answer any questions you have about your RBC InvestEase investment portfolio, as well as general financial questions. Here are some examples of things you could ask a Portfolio Advisor:

  • How can I better balance all my financial goals and priorities?
  • My situation has changed—how can I update my investment plan?
  • What account type will maximize my tax savings and investment growth?
  • How is my portfolio risk impacting when I’ll reach my goals?

With InvestEase, you don’t need to make any decisions about which product to invest in. We will invest for you in a diversified portfolio of exchange-traded funds (ETFs) aligned to your goals.

We determine which of our ETF portfolios is best suited to you based on your answers to a few simple questions. You then have the option of selecting a standard or responsible investing version of your ETF portfolio.

Our Portfolio Advisors periodically review the ETFs used in InvestEase portfolios to ensure they meet a strict standard of suitability including, but not limited to, sufficient diversification.

Explore the ETF portfolios

Our Portfolio Advisors make decisions and manage the investment portfolio you hold in your TFSA, RRSP, FHSA or non-registered account(s). We keep an eye on your investments and rebalance your portfolio as needed to help you stay on track toward your goals.

You are responsible for things like making deposits to your account(s) (which we invest for you), updating pre-authorized contributions if you have them and keeping track of your available contribution room (if you hold a registered account). You must also let us know when things change in your life (e.g. change in employment or income) that might impact the portfolio we manage for you, so we can make sure your investments remain suitable for you and in your best interest.

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RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

The services provided by RBC InvestEase are only available in Canada.