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Save for any reason and access your money at any timeLegal Disclaimer1.

Open and fund your account—we’ll take care of buying and managing your investments for you.

Open an Account

What is a Non-Registered Account?

A non-registered account is a flexible investment account you can use to save as much as you want for any short- or long-term goal. At RBC InvestEase, the money you put in your non-registered account will be invested in a professionally-built portfolio of exchange-traded funds (ETFs) that we manage for you.

Highlights of a Non-Registered Account:

  • No rules or limits on contributions; however, contributions won’t reduce your taxable income
  • Access money at any time to use for anythingLegal Disclaimer1
  • Invest for as long as you want—you don’t have to close your plan at a certain age
  • Ideal if you have maxed out your registered plans
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Benefits of an RBC InvestEase Non-Registered Account

  • A team to manage your investments
  • Simple, flexible way to invest
  • Advice when you need it

See How Easy It Can Be to Save for Your Future

At RBC InvestEase, we pick, buy and manage the investments in your non-registered account so you don’t have to.

The first step to opening an RBC InvestEase non-registered account is to share some info so that we can match you with the right professionally-built investment portfolio to hold in your account. We’ll ask you about:

  • Your investing timeframe
  • How much you plan to invest
  • Your feelings about risk

Your portfolio will contain low-cost exchange-traded funds (ETFs) and align with the goal and risk comfort level you share with us. All of our portfolios come with two options to select from—a Standard Portfolio and a Responsible Investing Portfolio. Learn more about our ETF portfolios.

After accepting your portfolio recommendation and choosing either the Standard or Responsible Investing Portfolio, you can finish opening your non-registered account and make your first deposit. You can start with any amount you’re comfortable with—we’ll invest your money when your balance reaches $100 or moreLegal Disclaimer3.

To transfer money to your account or check your progress, simply log in to your RBC InvestEase dashboard. (If you’re an RBC client, you can also access your account from Online BankingLegal Disclaimer4 and the RBC Mobile appLegal Disclaimer2.) Plus, you can set up ongoing deposits (weekly, monthly, etc.) into your non-registered account to save without even having to think about it.

Our Portfolio Advisors will keep an eye on your investments and rebalance your portfolio as needed to help you stay on track toward your goal. Plus, you can reach out at any time if you have questions or need a little advice.

One of the best things about a non-registered account is that you can access your money at any time, for any reasonLegal Disclaimer1. After submitting your withdrawal request, it will take about 5 to 7 business days for your funds to become available.

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Ready to Start Investing?

Get a professionally-built investment portfolio without the work.

Open An Account
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RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

The services provided by RBC InvestEase are only available in Canada.