At RBC, we’re taking added precautions to keep our clients and employees safe during the COVID-19 outbreak. As the situation continues to evolve, we want to assure you that RBC and RBC InvestEase are here to support you. We also expect you may have questions about your investments and portfolio, whether that’s specific to today’s market conditions, ongoing questions or general advice. And we’re here to help. We encourage you to reach out to our RBC InvestEase Portfolio Advisors at email@example.com and we will respond as quickly as we can. We are committed to supporting you during this challenging time, and helping you meet your financial goals remains very important to us. Thank you for your continued trust in RBC and RBC InvestEase.
Rajan Bansi, Head of RBC InvestEase
Annual management fee
Pay a management fee of just 0.5%* per year on your investment balance. This covers services like buying and managing your investments and providing advice. *Plus applicable sales tax.
Like mutual funds, there’s a small cost—called the —to invest in exchange-traded funds (ETFs). All funds include it…whether they tell you or not.
The Management Expense Ratio (MER) includes a few different costs:
Investment funds pay investment fund managers a fee for managing their funds. You are not directly charged the management fee. But, these fees affect you because they reduce the amount of the fund’s return to you. Information about management fees and other charges to your investment funds is included in the prospectus or fund facts document for each fund.
See our FAQs for a detailed explainer.
Our Standard Portfolio is ideal for anyone who wants to reach their future goals and is primarily focused on minimizing their investment fees.
Our Responsible Investing Portfolio is ideal for anyone who wants to reach their future goals while creating a happier, healthier planet.
Our pros do all the heavy-lifting, which includes recommending, buying and managing your investments.
If you’re an RBC client, view all your accounts under one sign-in. Plus, see all your deposits in real-time.
If you have questions or want advice, call or email our Portfolio Advisors and get help if you need it.
RBC has been around for over 150 years—when it comes to managing money, experience matters.
Our annual management fee of 0.50% + applicable sales taxes will be billed monthly, based on your average Assets Under Management.
You won’t need to pay any fees to withdraw funds from your account. You’ll only pay a fee of $135 + applicable sales taxes if you transfer money from your RBC InvestEase account to an account at another financial institution.
If transferring money from another financial institution, RBC InvestEase will waive up to a maximum of $200 in transfer fees when you transfer $1000 or more into your new RBC InvestEase account.
If you’d like to withdraw funds from your account, call 1-800-769-2531 and a Portfolio Advisor will help.
Start small or start big - it’s up to you. Your money is invested once you reach a balance of $100 or more, to allow you to start saving for your goals without having to save up thousands of dollars first.
For balances of $100 to $1499 we invest you in a “Small Balance portfolio,” which obtains similar exposure to the full Standard and Responsible Investing portfolios through the purchase of fewer ETFs. We offer a Small Balance portfolio to help get more Canadians off the side-lines and investing for their future. Our Small Balance portfolio is necessary because we do not purchase fractions of ETFs (these are also known as “fractional shares”), which makes the construction of a diversified portfolio more difficult for values below $1500.
When your account balance rises above $1500 we would transition it to a full Standard or Responsible Investing portfolio (which contain four to six ETFs) at no additional cost and no action required by you