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Low Fees Mean More of Your Money Stays Invested
0.5%
Annual management fee
Low Management FeeLegal Disclaimer 1:
Pay a management fee of just 0.5%* per year on your investment balance. This covers services like buying and managing your investments and providing advice. *Plus applicable sales tax.
Low Fund Manager Fee:
Like mutual funds, there’s a small cost—called the —to invest in exchange-traded funds (ETFs). All funds include it…whether they tell you or not.
- Standard Portfolio ETF MERs (opens modal window) (weighted average): 0.11%–0.13%
- Responsible Investing Portfolio ETF MERs (opens modal window) (weighted average): 0.18%–0.23%
The Management Expense Ratio (MER) includes a few different costs:
- Annual management fee: Paid to the fund manager for acting as a trustee and manager.
- Operating expenses: Covers fees to comply with regulatory requirements and fees payable to the ETF’s board of governors.
- Taxes: These are the sales taxes on management and administration fees charged to the fund.
Investment funds pay investment fund managers a fee for managing their funds. You are not directly charged the management fee. But, these fees affect you because they reduce the amount of the fund’s return to you. Information about management fees and other charges to your investment funds is included in the prospectus or fund facts document for each fund.
See our FAQs for a detailed explainer.
Our Standard Portfolio is ideal for anyone who wants to reach their future goals and is primarily focused on minimizing their investment fees.
Our Responsible Investing Portfolio is ideal for anyone who wants to reach their future goals while creating a happier, healthier planet.
What You Get For Your Money
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A Professionally-Built Portfolio
Our pros do all the heavy-lifting, which includes recommending, buying and managing your investments.
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Account Info on Demand
If you’re an RBC client, view all your accounts under one sign-in. Plus, see all your deposits in real-time.
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Answers from Real People
If you have questions or want advice, call or email our Portfolio Advisors and get help if you need it.
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Stability and Security
RBC has been around for over 150 years—when it comes to managing money, experience matters.
Ready to Grow Your Money?
Get a Professionally-Built Investment Portfolio without the Work.
Other Things to Know
Our annual management fee of 0.50% + applicable sales taxes will be billed monthly, based on your average Assets Under Management.
You won’t need to pay any fees to withdraw funds from your account. You’ll only pay a fee of $135 + applicable sales taxes if you make a transfer from your RBC InvestEase account to an account at another financial institution.
If transferring money from another financial institution, RBC InvestEase will waive up to a maximum of $200 in transfer fees when you transfer $1000 or more into your new RBC InvestEase account.
If you’d like to withdraw funds from your account, sign in to RBC InvestEase and click on Move Money from the top menu and then select Withdraw.
Start small or start big - it’s up to you. Your money is invested once you reach a balance of $100 or more, to allow you to start saving for your goals without having to save up thousands of dollars first.
For balances of $100 to $1499 we invest you in a “Small Balance portfolio,” which obtains similar exposure to the full Standard and Responsible Investing portfolios through the purchase of fewer ETFs. We offer a Small Balance portfolio to help get more Canadians off the side-lines and investing for their future. Our Small Balance portfolio is necessary because we do not purchase fractions of ETFs (these are also known as “fractional shares”), which makes the construction of a diversified portfolio more difficult for values below $1500.
When your account balance rises above $1500 we would transition it to a full Standard or Responsible Investing portfolio (which contain four to six ETFs) at no additional cost and no action required by you
Legal Disclaimer
RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.
Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
The services provided by RBC InvestEase are only available in Canada.
Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
The services provided by RBC InvestEase are only available in Canada.
Legal Disclaimer1
The annual investment management fee is 0.50% + applicable sales taxes (billed monthly, based on average Assets Under Management).