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What is Responsible Investing?
Responsible investing includes a broad range of approaches that incorporate ESG factors in the investment decision-making process. This means that companies are evaluated on how well they manage the ESG matters relevant to their industries, on top of traditional financial metrics.
- Environmental factors include climate change, water and wastewater management, and biodiversity.
- Social factors include how a company treats its employees, customers and the communities that it operates in.
- Governance factors include areas such as executive pay, board diversity and board independence.
Benefits of a Responsible Investing Portfolio
Choosing a Responsible Investing Portfolio at RBC InvestEase helps you invest for your future—and the world’s:
Feel good about how your
money is invested.
Drive positive change with an investment portfolio that focuses on companies that are among the best stewards of our communities and our planet. See how we build your Responsible Investing Portfolio.
Balance social responsibility and performance.
Our Responsible Investing Portfolios are designed to maintain similar risk and return characteristics to our Standard Portfolios, which means you can invest with your values without necessarily sacrificing long-term financial performance.
Invest with a leader in ESG performance.
Helping Canadians reach their goals while being a force for positive change is important to us. In 2021, RBC was recognized as a leader by external rating agencies for our commitment to sustainability and ESG investing.Legal Disclaimer 1
- Consistently ranked in the top quartile for the banking sector on key ESG indexes, including Sustainalytics, MSCI ESG Rating, FTSE4Good, and S&P Global’s Corporate Sustainability Assessment (informing the Dow Jones Sustainability Index)
- Scored an “A-“ on the CDP, an international ranking of companies on climate change transparency and action in 2020
- Committed to helping Canada reach net-zero emissions by 2050
How We Approach Responsible Investing
The Responsible Investing approach we use in our portfolios focuses on companies with the highest ESG scores.
We also remove companies involved in tobacco, contentious weapons, civilian firearms and severe controversies.
Our Portfolio Advisor team chose to build our Responsible Investing Portfolios using iShares ESG Aware exchange-traded funds (ETFs) managed by BlackRock Canada. For portfolios that have exposure to global government bonds, the iShares Global Government Bond Index ETF (ticker XGGB) is used.
The ETFs in our Responsible Investing Portfolios are designed to maximize exposure to companies with higher ESG scores, according to MSCILegal Disclaimer 2, while maintaining risk and return characteristics similar to the ETFs used in our Standard Portfolios. That means that the RBC InvestEase Responsible Investing Portfolios allow you to invest with your values, without necessarily sacrificing financial returns.
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Make a positive impact by investing in companies that align with your values
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Progress towards your future goals without necessarily giving up your financial performance
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Invest with a trusted partner with industry-leading experience
Responsible Investing Portfolio Pricing
| Portfolios | Annual Management Fee | Management Expense Ratio (MER) |
|---|---|---|
| Standard | 0.5% | 0.11%–to0.14% |
| Responsible Investing | 0.5% | 0.18%–to0.23% |
Related Articles
Responsible Investing or Standard Portfolio - What's Best for Me?
Socially Responsible Investing vs. Responsible Investing
How We Construct Your Responsible Investing Portfolio
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Legal Disclaimer
RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.
Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
The services provided by RBC InvestEase are only available in Canada.
Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.
The services provided by RBC InvestEase are only available in Canada.
1
Average percentile ranking compiled from our four top-tier ESG ratings/rankings in 2021, including Sustainalytics, MSCI ESG Rating, FtSE4Good and S&P Global’s Corporate Sustainability Assessment (informing the DJSI). This metric was formerly called ESG Composite Index. Source: https://www.rbc.com/community-social-impact/_assets-custom/pdf/2021-ESG-Report.PDF
2
Reference to MSCI including all Exhibits in this article include MSCI ESG Research, MSCI ESG Ratings, MSCI Inc and related companies and/or subsidiaries.
How we approach Responsible Investing
The ETFs in our Responsible Investing portfolios use a methodology developed by MSCI, a leading provider of ESG research and data. The investment process begins by excluding companies involved in tobacco, controversial weapons, civilian firearms, as well as those companies involved in severe controversies. The remaining companies are then assessed on how well they manage their environmental, social and governance (ESG) risks. The process identifies a total of 37 key issues, including climate change, natural resources, human and labour rights, corporate governance and others, that are considered for measurement at the industry level.
How sustainability affects performance
Responsible Investing primarily focuses on risk management, aiming to avoid companies that poorly manage their risks. We believe companies that effectively manage these risks over the long-term could achieve superior financial results versus their less-effective peers. Managing these types of risk goes beyond just dollars and cents and can be a force of positive impact on society.
Why choose RBC?
Canadians have trusted RBC’s expertise to manage their investments for generations. Our team of experts reviewed the Responsible Investing options available for Canadians and selected ESG ETFs from RBC iShares based on the investment approach and screening capabilities used.