Put your money to work without doing the heavy lifting. RBC InvestEase is a low-cost, low-effort online investment service that combines smart technology and personalized advice to make investing simple and stress-free.
Save for your first home, that emergency fund you’ve been meaning to start or even retirement.
An investment portfolio is a container that holds all your investments...like stocks, ETFs, mutual funds and cash.
At RBC InvestEase, our portfolios are made up of ETFs and cash.Explore our ETF Portfolios.
ETFs are designed to hold stocks and bonds in a single container. That container is a fund you can buy.
While they're similar to mutual funds, ETFs don't have investment minimums. Also, an ETF can offer more trading flexibility since it trades on an exchange (like a stock) throughout the day, with prices fluctuating continuously.
A Standard Portfolio may be ideal for anyone who wants to save for the future while minimizing investment fees.Explore our ETF Portfolios.
A Responsible Investing Portfolio may be ideal for anyone who wants to invest with purpose while saving for the future.
Learn more about Responsible Investing or explore our ETF Portfolios.
Behind the scenes, there’s a talented team of Portfolio Advisors taking care of the important stuff, like:
In the world of investing, balance is having the right mix of investments (or assets) in your portfolio to help reach your goals.
Over time, deposits, withdrawals and performance can cause your portfolio to drift from its original mix. To help keep your portfolio on track, we will buy or sell the appropriate exchange-traded funds (ETFs) to rebalance your portfolio.
Get started with any you’re comfortable with. We’ll automatically invest it for you once your balance reaches $100 or moreLegal Disclaimer 2 so that you can benefit from and start growing your money.
NOMI Insights for RBC InvestEase helps you make progress towards your financial goals by letting you know when you may have spare cash available to invest.
For balances of $100 to $1,499, we invest in a “Small Balance portfolio,” which is similar to a full portfolio, but with fewer exchange-traded funds (ETFs).
When your balance rises above $1,500, we transition you to a full portfolio. The best part? There's no additional cost or action you need to take.
Unlike simple interest, where you earn interest on your initial deposits only, compounding returns means "interest on interest". The interest earned on your contribution amounts is reinvested, so you earn interest on the new total—the original amount plus the interest.
The longer you stay invested, the bigger the impact of compounding. That's why it's so smart to start investing early.
To get the ball rolling, we’ll ask you some simple questions so we can recommend a portfolio that aligns with your investing goals, timeframe and feelings about risk.
We offer five types of ETF portfolios, ranging from very conservative to aggressive growth. Each portfolio is available in two versions—Standard and Responsible Investing.
You can choose either the Standard or Responsible Investing version of the portfolio we recommend for you, as well as the account you want to hold it in. Choose from a Tax-Free Savings Account (TFSA), First Home Savings Account (FHSA), Registered Retirement Savings Plan (RRSP) and non-registered account.
After you have opened your account and made your first depositLegal Disclaimer 2, our Portfolio Advisors take care of buying and managing your investments for you. You can log in anytime to check your progress, create new goals and transfer more money into your account.
Tip: Consider setting up ongoing deposits to put your savings on autopilot. Once the money is in your account, we’ll invest it for you.
Reach our Portfolio Advisors by phone or email if you have questions or want advice.
RBC InvestEase is backed by RBC—an organization that Canadians have trusted for over 150 years.
This month, we are exploring the new First Home Savings Account (FHSA) which is designed to help Canadians save for their first home in a tax-efficient way. At RBC InvestEase, we are eager to help our clients achieve the “first home milestone” and are excited to offer the FHSA beginning of spring of 2023.
Since 2024 will be a leap year, we wanted to provide some quick background on this quadrennial occurrence. In 45 BCE, Julius Caesar, a consul of the Roman Republic, recognized that a year was not in fact 365 days long, but rather 365.24 days long. To fix this slightly messy mathematical fraction, the Romans simply added an extra day every four years. Now Caesar’s math still wasn’t perfect, so the Leap Year as we know it was later formalized at a later date thanks to the Gregorian Calendar.
Becoming healthy, wealthy and wise may be the ultimate trifecta — but it doesn't happen overnight. It will take a little work to get there.
The first step is to consider what your goals are for your money, your career and the kind of lifestyle you want. From there, investing in you and being both healthy and educated can help you reach your financial goals.
|NET QUALIFYING ASSETS
|$15,000 to $24,999
|$25,000 to $49,999
|$50,000 to $74,999
|$75,000 to $99,999
|$100,000 to $149,999
|$150,000 to $199,999