Put your money to work without doing the heavy-lifting. RBC InvestEase is a low-cost, low-effort online investment service that combines smart technology and personalized advice to make investing simple and stress-free.
Save for your first home, that emergency fund you’ve been meaning to start or even retirement.
An investment portfolio is a container that holds all your investments...like stocks, ETFs, mutual funds and cash.
At RBC InvestEase, our portfolios are made up of ETFs and cash.Explore our ETF Portfolios.
ETFs are designed to hold stocks and bonds in a single container. That container is a fund you can buy.
While they're similar to mutual funds, ETFs don't have investment minimums. Also, an ETF can offer more trading flexibility since it trades on an exchange (like a stock) throughout the day, with prices fluctuating continuously.
A Standard Portfolio may be ideal for anyone who wants to save for the future while minimizing investment fees.Explore our ETF Portfolios.
A Responsible Investing Portfolio may be ideal for anyone who wants to invest with purpose while saving for the future.
Learn more about Responsible Investing or explore our ETF Portfolios.
Behind the scenes, there’s a talented team of Portfolio Advisors taking care of the important stuff, like:
In the world of investing, balance is having the right mix of investments (or assets) in your portfolio to help reach your goals.
Over time, deposits, withdrawals and performance can cause your portfolio to drift from its original mix. To help keep your portfolio on track, we will buy or sell the appropriate exchange-traded funds (ETFs) to rebalance your portfolio.
Get started with any you’re comfortable with. We’ll invest it for you once your balance reaches $100 or moreLegal Disclaimer 2 so that you can benefit from and start growing your money.
NOMI Insights for RBC InvestEase helps you make progress towards your financial goals by letting you know when you may have spare cash available to invest.
For balances of $100 to $1,499, we invest in a “Small Balance portfolio,” which is similar to a full portfolio, but with fewer exchange-traded funds (ETFs).
When your balance rises above $1,500, we transition you to a full portfolio. The best part? There's no additional cost or action you need to take.
Unlike simple interest, where you earn interest on your initial deposits only, compounding returns means "interest on interest". The interest earned on your contribution amounts is reinvested, so you earn interest on the new total—the original amount plus the interest.
The longer you stay invested, the bigger the impact of compounding. That's why it's so smart to start investing early.
To get the ball rolling, we’ll ask you some simple questions so we can recommend a portfolio that’s customized for you. We offer five types of ETF portfolios. Each is available in two versions—Standard and Responsible Investing.
Based on your info, we’ll recommend an ETF portfolio designed to align with your investing goals, timeframe and feelings about risk.
You can choose between the Standard or Responsible Investing version of the portfolio as well as the account you want to hold it in, including a Tax-Free Savings Account (TFSA), First Home Savings Account (FHSA), Registered Retirement Savings Plan (RRSP) or non-registered account.
Once your account is opened and you've made your first deposit, our Portfolio Advisors take care of the rest. You can log in anytime to check on your investments, create new goals and easily transfer more money into your account.
Tip: Consider setting up ongoing deposits to put your savings on auto-pilot!
Pay a management fee of just 0.5% per year on your balanceLegal Disclaimer 3, plus standard fund manager fees.
Reach our Portfolio Advisors by phone or email if you have questions or want advice.
RBC InvestEase is backed by RBC—an organization that Canadians have trusted for over 150 years.
Get a professionally-built investment portfolio without the work.
Saving for your First Home? Understanding how the First Home Savings Account (FHSA) Works
This month, we are exploring the new First Home Savings Account (FHSA) which is designed to help Canadians save for their first home in a tax-efficient way. At RBC InvestEase, we are eager to help our clients achieve the “first home milestone” and are excited to offer the FHSA beginning of spring of 2023.
“Stay and Play” OR “Sell in May and Go Away”: Debunking Investment Adages
For investors, a popular adage that “springs up” (pun intended) this time each year is “Sell in May and Go Away.” But what does it actually mean and is it beneficial for investors?
FHSA: 9 Questions Answered About the New First Home Savings Account
Is an FHSA right for you? If you're looking for a tax-efficient way to save toward the purchase of a home, then it may be. And if you don't end up buying or building a qualifying home, you can direct the funds toward your retirement.